Create a white-label Multi-Currency Wallet with KYC, Bank, Payments, and Digital Currency features.
Our modules provide flexibility and scalability
Benefits
Wallet API
Card API
Issue a white label or co-branded debit card with the Spend Business platform.

Modules
Real accounts, total
flexibility
Checkless DDA and savings accounts with live routing and account numbers. Full FDIC insurance on every account for USD dollar deposits only held at Evolve Bank & Trust.

Modules
Debit cards taken to the
next level
Your company’s branding and maximum design flexibility for virtual and physical cards.

Modules
Payments, reimagined
Your apps make rapid decisions. Moving money shouldn’t slow you down. Whether you are an automated wealth advisor, a personal lender, or just need to move money, use Spend to remove payment friction and add powerful functionality into your core products.
Build a Powerful Application
Spend Business offers affordable and highly customizable banking solutions that allow you to easily launch profitable banking features now and in the future.
Program Management
Let Spend help you launch your next banking or card program with the tools needed to get you into production quickly!
Checking & Saving Accounts
Offer secure banking services through robust DDA, savings, and FBO accounts.
Prepaid, Debit & Credit Cards
Issue virtual or physical debit cards with full transactional potential.
ACH, Wire, SEPA, EFT, & Card Payments
Simplify and improve user bill pay, payments, and more. Build your own
Data & Control
Use our exclusive data as an input into your product ecosystem. Build your own
Digital Assets & Currencies
Create a Digital Wallet for your own coin, smart contract to launch a service, or a combination of payment and account services for your digital currency business.
REST API lets you build for today,
tomorrow, and the future
Code in any language, build on any device, and stay cutting-edge as we evolve our platform to meet tomorrow’s needs.
Not sure where to start?
Spend is here to help at every step of the way. When you sign up with us your success becomes our priority.
Start the Conversation