Card Security FeaturesVirtual or Physical Card*24/7 Support0.2% Card Rewards Back0.3% Wallet Rewards BackUp to $2,000 Referral Rewards**Spend Simple™ gives users access to our platform and all the great features we offer. Upgrades are always available to Spend Preferred and Black.
Card Security FeaturesVirtual or Physical Card*24/7 Support2% Card Rewards Back
2% Wallet Rewards Back
Up to $5,000 Referral Rewards**Access to Spend VIPSpend Preferred™ grants users a flexible spending limit for use as an everyday card with access to our Spend VIP Program and enhanced rewards.
Card Security FeaturesVirtual or Physical Card*24/7 Support6% Card Rewards Back
4% Wallet Rewards Back
Up to $10,000 Referral Rewards**Access to Spend VIP EliteLimited Metal Black Card*With an optional sleek metal design*, Spend Black™ cardholders receive access to our highest spending limits, highest rewards, and Spend VIP Elite Program.
At no point can cardholders load cryptocurrency such as Bitcoin onto their Spend Visa® Card. All cryptocurrency will be converted to the appropriate local fiat currency first on the Spend Wallet and then that local fiat currency will be loaded on the Spend Visa® Card for use in purchase and ATM withdrawals.
Spend Membership Enhanced Rewards requires a continuous lock-up of SPND.
*SUBJECT TO AVAILABILITY, VERIFICATION, & BANK APPROVAL
** For Simple, referral rewards are $10 per referral up to a maximum of $2,000. For Preferred, referral rewards are $50 per referral up to a maximum of $5,000. For Black, referral rewards are $100 per referral up to a maximum of $10,000.
No more than a few minutes for set up.
Sign up for a Spend Wallet and complete verification within the app. Once your identification has been verified, we will ship your card for free.
Load your Digital Wallet with funds using any supported currency and method you prefer.
When your card arrives, sign in to your Spend App and link your card within your wallet.
Activate any currency within the Spend App and start spending anywhere Visa® cards are accepted.
