Card Security FeaturesVirtual & Physical Card*24/7 Support0.2% Card Rewards Back
Up to $2,000 Referral Rewards**Spend Essential™ gives users access to our platform and all the great features we offer. Upgrades are always available to Spend Preferred and Black.
Card Security FeaturesVirtual & Physical Card*24/7 Support2% Card Rewards Back
Up to $5,000 Referral Rewards**Access to Spend VIPSpend Preferred™ grants users a flexible spending limit for use as an everyday card with access to our Spend VIP Program and enhanced rewards.
Card Security FeaturesVirtual & Physical Card*24/7 Support6% Card Rewards Back
Up to $10,000 Referral Rewards**Access to Spend VIP EliteLimited Metal Black Card*With an optional sleek metal design*, Spend Black™ cardholders receive access to our highest spending limits, highest rewards, and Spend VIP Elite Program.
At no point can cardholders load cryptocurrency such as Bitcoin onto their Spend Visa® Card. All cryptocurrency will be converted to the appropriate local fiat currency first on the Spend Wallet and then that local fiat currency will be loaded on the Spend Visa® Card for use in purchase and ATM withdrawals.
Spend Membership Enhanced Rewards requires a continuous lock-up of SPND.
*SUBJECT TO AVAILABILITY, VERIFICATION, & BANK APPROVAL
** For Essential, referral rewards are $10 per referral up to a maximum of $2,000. For Preferred, referral rewards are $50 per referral up to a maximum of $5,000. For Black, referral rewards are $100 per referral up to a maximum of $10,000. Referred user must purchase and activate a card prior to earning the referral rewards for both parties.
