Accepted at 40+ Million Locations
Worldwide

Spend Essential™

Our introductory Visa® card.

Daily Limit:

$ 500*

 Card Security Features

Virtual or Physical Card*

24/7 Support

Up to $2,000 Referral Rewards**

0.2% Card Rewards Back

Spend Essential™ gives users access to our platform and all the great features we offer. Upgrades are always available to Spend Preferred and Black.

Spend Preferred™

Our most popular everyday Visa® card.

Daily Limit:

$ 5,000*

 Card Security Features

Virtual or Physical Card*

24/7 Support

Up to $5,000 Referral Rewards**

 2% Card Rewards Back

 Access to Spend VIP

Spend Preferred™ grants users a flexible spending limit for use as an everyday card with access to our Spend VIP Program and enhanced rewards.

Spend Black™

Our exclusive Visa® card for elite users.

Daily Limit:

$ 10,000*

 Card Security Features

Virtual or Physical Card*

24/7 Support

Limited Metal Black Card

Up to $10,000 Referral Rewards**

 6% Card Rewards Back

 Access to Spend VIP

With an optional sleek metal design*, Spend Black™ cardholders receive access to our highest spending limits, and Spend VIP Elite Program.

At no point can cardholders load cryptocurrency such as Bitcoin onto their Spend Visa® Card. All cryptocurrency will be converted to the appropriate local fiat currency first on the Spend Wallet and then that local fiat currency will be loaded on the Spend Visa® Card for use in purchase and ATM withdrawals.

* Subject to availability, verification, & bank approval

** For Essential, referral rewards are $10 per referral up to a maximum of $2,000. For Preferred, referral rewards are $50 per referral up to a maximum of $5,000. For Black, referral rewards are $100 per referral up to a maximum of $10,000.

 Spend Membership Enhanced Rewards requires a continuous lock-up of SPND.

How it Works

No more than a few minutes for set up.

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Sign Up

Sign up for a Spend Wallet and complete verification within the app. Once your identification has been verified, we will ship your card for free.
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Activate

When your card arrives, sign in to your Spend App and link your card within your wallet.
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Load

Load your Digital Wallet with funds using any supported currency and method you prefer.
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Spend

Activate any currency within the Spend App and start spending anywhere Visa® cards are accepted.

Spend VIP

Earn up to an additional 10% back* shopping at your favorite local stores &
retailers. Available for US cardholders. Limits Apply, see Terms & Conditions for
full details. All trademarks below belong to their respective company.

* Available for Spend Preferred & Spend Black Cardholders. ** This product is not yet launched.

Experience Spend on any device.

Making your money available on any device, anywhere.

* Spend.com app is absolutely free for download
from App Store and Google play

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