digital bill pay
Our native presentment makes it quick and easy for your users to handle all of their bills directly in your app.
It’s time to make the bills
Every bill paid through your debit card earns cash back. With instant settlement and native presentment, it just got a whole lot easier to manage your bills.
Putting you top
For linked merchants, automatically switch your user’s default payment method to your company’s debit card. In one tap, you’re the preferred payment card.
ACH to and from
Users can connect their external accounts via instant account verification or microdeposits. Once connected, users can withdraw from and deposit into those accounts seamlessly.
Create a seamless
We can create a ‘staging account’ for your business. Use our seamless internal transfers to easily integrate with your existing products and power functionality like instant loan funding, referral bonuses, brokerage account connections, and more.
What sets us apart
Our bill pay system is second to none
Traditionally, bill pay is used as a customer retention tool. It’s sticky – people tend to stick with whoever they pay their bills with. There are a few endemic problems with traditional bill pay.
Sent through ACH (10 cents each) or check ($1 each, roughly), so it ends up being a cost center for the company offering it.
ACH/checks take 2-7 business days to clear, meaning if your bill is due tomorrow and you pay it on the site today, it’ll still be late.
You still have to click through to the partner website to see the bill amount and understand the details.
Switching is Painful
Users have to manually update their payment information for every single bill, adding unnecessary hassle to the process.
Our digital bill pay is integrated to 5,000 merchants across America (companies such as Netflix, Verizon, energy companies, car companies, etc.) and is the only bill pay in the country that actually runs over debit.
Our bill pay is done over debit, so instead of costing money, it earns ~1% on every transaction.
If you pay your bill on the site, it’s paid.
Native bill presentment
You can see what’s due, when it’s due, and how much. Easily understand your cash flow and be prepared for upcoming bills.
Switching Made Easy
We automatically swap in your card as the users’ preferred payment method. This makes conversion easy and maximizes usage.